Southern Teachers & Parents Federal Credit Union is pleased to offer the following products to our members:
Your regular share account minimum balance is only $5.00. Dividends are earned on your regular share
account, based on simple daily balances.(minimum $100.00 balance required to earn interest). Dividends are paid and posted quarterly.
Rates vary according to length of time financed and credit history. Current rates available at any branch office or by clicking here. Loan rate is fixed when loan is obtained, based on simple interest for remaining balance. NO prepayment penalties.
Fully Secured & Partially Secured Loans
Certificate Secured Loans use certificates as collateral.
Boats and Recreational Vehicles - new or used amount loaned depends on cost and condition. Terms vary - call or click here for current rates.
Real Estate - improved and unimproved property - call for details.
Open-end personal loans, established as line-of-credit loans, mean you can get the funds you need when you need them, and your monthly payment is always the same - no matter what your current balance is.
Closed-end personal loans are unsecured loans for specific time periods and for specific monthly
On all loans there are NO prepayment penalties and Credit Life Insurance is available at a nominal cost.
Notices, Terms, and Conditions
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