FLOOD OF AUGUST 2016

 
 

Our heartfelt compassion and concern goes out to the victims of the recent flooding that has ravaged our state.

Our mission at the Southern Teachers & Parents Federal Credit Union is to help our members improve their economic status. In a situation like this, we feel our role becomes much more vital to our members. So we have decided to take some steps that are aimed at helping you, our members, get through this period, they are:

Loan Payment Postponement

If you live in a declared disaster area and have been impacted by the recent floods in south Louisiana, we will postpone your loan payment for 90 days.

We ask that you contact us by filling out the information form above. This will give us the necessary information that will allow us to make the adjustments to your account to facilitate this change.

If you have been displaced, this temporary contact will be vital to us.

Contacting You

Our staff will be trying to contact you in the upcoming days. Please understand, the telephone numbers we have to contact you may no longer be correct, but we will be trying with the resources we have on file.

VISA Line Increase

If you are a ST&PFCU VISA account holder we may be able to increase your line.
This increase may or may not be permanent.

Special Disaster Loans

We will consider special “Disaster Loans” for members extremely impacted by the flooding.

If Your Automobile Was Damaged

  1. We ask that you first contact your insurance company and file a claim for the damages.
  2. Contact us and inform us of the situation, or include this on the form when the information is filled and sent back to us. We will contact you.
  3. Please feel free to shop for a new vehicle and have the dealer forward the purchase agreement to us at stpfcuinfo@aol.com or call us at 225-775-8597 and ask for a member of our loan staff. You may also apply for pre-approval just by completing the online loan application.

Additional Information

Interest Accrual - During the postponement of your loan payments interest will still accrue on the balance your loans. You can affect your loan in this manner during the postponement period.

  1. Pay the interest that accrues periodically during the postponement period.
  2. If you make no payments during this period. When payments restart they will be applied as normal payments are, first to any outstanding fees, then to accrued interest, and then your principal balance.

Automatic Payments will not debit during this period. Your automatic payments will resume when the first payment after the postponement period is due.

You can make payments in person at our branches, or at Credit Union Shared Branch locations around the country, or by mail to:

Southern Teachers & Parents FCU
728 Harding Blvd.
Baton Rouge, LA 70807

 

 

Online Banking
You now have the conveniece of online account access 24 hours a day, 7 days a week.  Check your account balances, transfer funds, or make a loan payment from the comfort of your home or anywhere you have access to the internet.
 

Attention 
If you are a Southern University Faculty employee and currently have a loan that is paid through payroll deduction, your new loan payment date will now be the last day of each month.

Direct Deposit 
It's free it's safe it's simple.  All Southern University Employees must have Direct Deposit.  Print a direct deposit form.

 

 

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